凯文·谢菲尔德
商业贷款经理
From your vehicles to your infrastructure, your business’ most important purchases are just as important to us.
so you can buy or refinance an owner-occupied or investment property.
add some extra flexibility to your business’ cash flow, cover your day-to-day expenses.
help you start or expand your business. 一个小企业管理局 7(a) provides working capital to established small businesses to acquire a building, 做出改进, 再融资的债务, 和更多的. The SBA 514 can be used to 做出改进 to existing facilities, 购买新建筑, and purchase long-term machinery and is also a fixed-asset lending program designed to create or retain jobs.
可以覆盖80% of your vehicle cost, defraying the upfront price tag of your most expensive equipment.
assist with the costs of new machinery, tech and tools to help you prevent downtime and repairs. 可以覆盖80% 你的设备成本.
allows commercial building owners to make sustainable and energy efficient improvements cost-effective.
C-PACE, or Commercial Property Assessed Clean Energy – is a program designed to facilitate financing from qualified commercial lenders to property owners and developers to finance renewable energy production and distribution facilities, 提高能源效率, or water usage efficiency improvements. 一般, in order for a borrower to be eligible for C-PACE financing, 至少, there needs to be a physical structure permanently affixed to a piece of property that reduces its energy consumption requirements in some way, 或者产生能量.
Eligible property types are commercial, industrial, multifamily residential (i.e. properties with at least 5 units), and nonprofits. Some eligible improvements to the property include, 但不一定局限于, 太阳能光伏系统, 高效照明, 屋顶上的升级, 水效率, 暖通空调升级和控制, 等. Some of the main advantages to C-PACE financing is that 100% financing is available through the program with no out-of-pocket costs and loan terms that allow for an amortization period of up to 25 years.
The first step in the application process is to go through a pre-qualification process with Arlington County’s Sustainable Real Estate Solutions (SRS) Team to determine eligibility. This will entail submitting your application to the SRS team for review, getting that application turned into a formal proposal with the SRS team (i.e. determining the optimized project scenario, calculating key financial metrics, 等.), and then obtaining consent from the mortgage holder to make the structural changes to the property.
You can learn more about the C-PACE program, the criteria needed to apply and submit your application with Arlington County by clicking the following link. Select the Project Application Form to get started: www.arlington-pace.美国/资源.
After the pre-qualification is complete, ACFCU, 作为你的贷款人, can offer a term sheet outlining the conditions under which we can finance the C-PACE-qualified project.
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大的烧烤 & 烧烤的公司 now has a 44-kilowatt rooftop system which reduces utility bills at the northern Virginia restaurant and curbs emissions of heat-trapping gases. This loan is the first in Virginia to utilize innovative financing designed for businesses and nonprofits to speed up affordable upgrades to greener energy.
企业主, 比如罗克兰的约翰·斯奈登, can improve the value of their building without feeling the heaviness of large out-of-pocket expenses. 立竿见影的效果, 比如降低电费, partnered with a payment period of up to 25 years, 是双赢的.
作为一家提供全方位服务的信用合作社, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
平等房屋贷款机构.
核磁测井# 477974.
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